High-Value Foreign Exchange Transactions
Tailored pricing and careful handling for large currency conversions, from the first quote to final settlement.
Large conversions deserve a plan
On a large amount, a fraction of a cent in the rate adds up. We quote your full amount, agree when and how each side settles, and keep you informed until it is done.
- A price quoted on the full amount, not per unit at the counter
- Settlement timing agreed in advance
- Staged settlement for very large amounts
- Private meetings by appointment
What shapes your rate
Four things decide the price we can offer on a large conversion.
Amount
Larger amounts usually earn a sharper rate.
Currency pair
Widely traded pairs are priced more tightly than rare ones.
Timing
Advance notice gives us room to prepare and price well.
Settlement method
Wire and cash settlement carry different costs.
From quote to settlement
Request a quote
Share the amount, currencies and timing by phone or online.
Verification
We verify identity and ask about the source of funds, as large transactions require.
Confirm price and timing
You accept the quote and we agree how and when each side settles.
Settlement
Funds move as agreed, by wire or in cash.
Confirmation
You receive a trade confirmation and receipt for your records.
High-value exchange questions
Why do you ask about the source of funds?
Canadian anti-money-laundering rules require extra checks on larger transactions. Knowing where the funds come from protects you, us and the financial system.
Are large cash transactions reported?
Canadian law requires money services businesses to report certain transactions, including large cash transactions. We’ll explain what applies to yours.
Can I split a large conversion over several days?
Yes. Staged settlement is common for large amounts. We agree the schedule and pricing with you in advance.
Planning a large conversion?
Share the details in confidence and we’ll prepare a quote and a settlement plan.